Sending Money to India from Chase
Chase से भारत में पैसे भेजना
Chase is the largest US bank, and many NRIs hold Chase accounts. If you're sending money to India, your Chase international wire options work but are expensive. Here's how to send money to India from Chase cheaply and fast.
Chase International Wire vs Wise/Remitly
Chase अंतर्राष्ट्रीय वायर बनाम Wise/Remitly
| Method | Cost on $1,000 | Speed |
|---|---|---|
| Chase online wire | ~$40 + 1%–2% markup | 1–5 days |
| Wise (via Chase ACH) | ~$4–$8 | Minutes – hours |
| Remitly (via Chase) | ~$2–$8 | Minutes |
What You Need to Send to India from Chase
Chase से भारत भेजने के लिए आपको क्या चाहिए
- Recipient's account number in India.
- Recipient's IFSC code — 11 characters. Look it up free here.
- Recipient's full name — exactly as on the account.
- For a Chase wire: also your Indian bank's SWIFT code (e.g.,
SBININBB).
How to Use Wise with Your Chase Account
अपने Chase खाते के साथ Wise का उपयोग कैसे करें
- Create a free Wise account and link your Chase account (ACH) or debit card.
- Enter the recipient's Indian account number and IFSC code.
- Confirm the all-in cost, then fund with a Chase ACH transfer or card.
- Money typically reaches the Indian account in minutes to a few hours.
💡 Using Chase's own wire service costs $40–$50 for international transfers. Linking Wise or Remitly to the same Chase account cuts the cost to under $10.
Frequently Asked Questions (FAQs)
अक्सर पूछे जाने वाले प्रश्न (FAQs)
Q1. How much does Chase charge for an international wire to India?
प्र1. Chase भारत में अंतर्राष्ट्रीय वायर के लिए कितना शुल्क लेता है?
Chase charges about $40–$50 for an outgoing international wire, plus a 1%–2% exchange-rate markup on top. Online wires are slightly cheaper than branch wires.
Q2. What is the Chase SWIFT code?
प्र2. Chase SWIFT कोड क्या है?
Chase's SWIFT/BIC code is CHASUS33. It's only needed if someone is wiring money TO your Chase account — not for sending to India via Wise/Remitly.
Q3. Can I send money to India from Chase using just the IFSC code?
प्र3. क्या मैं केवल IFSC कोड का उपयोग करके Chase से भारत में पैसे भेज सकता हूं?
Yes — when using Wise or Remitly, you only enter the recipient's Indian account number and IFSC code. Chase's own wire requires your Indian bank's SWIFT code too.
Q4. How long does a Chase transfer to India take?
प्र4. Chase ट्रांसफर को भारत पहुंचने में कितना समय लगता है?
Chase wires take 1–5 business days. Wise/Remitly funded from Chase typically deliver in minutes to a few hours.
Q5. Is there a cheaper way to send from Chase than a wire?
प्र5. क्या वायर से सस्ता Chase से भेजने का कोई तरीका है?
Yes — link Wise or Remitly to your Chase account. All-in costs drop from ~$40+ to $2–$8 per $1,000.
Sources: Chase fee schedule; provider pricing pages, 2026. Figures are indicative.