Privacy Policy

1. Introduction

Welcome to GraminBankIFSC.com ("we", "our", or "us"). We are committed to protecting your privacy. This Privacy Policy explains what information we collect when you use our website and how we use it.

2. Information We Collect

We collect minimal data to improve the quality of our service. The information we collect includes:

• Usage Data: Pages visited, time spent, search queries entered in the IFSC finder (not personally identifiable)
• Device & Browser Info: Browser type, operating system, screen resolution — collected automatically via analytics
• IP Address: For geographic analytics and to prevent abuse. Not used to identify individuals
• Contact Form Data: If you submit our contact form, we collect your name and email address only to respond to your query

We do NOT collect: bank account numbers, passwords, transaction data, Aadhaar, PAN, or any sensitive financial data.

3. How We Use Your Information

• To operate and improve the IFSC finder tool
• To analyze site traffic and usage patterns (aggregated, anonymous)
• To respond to contact form submissions
• To display relevant advertisements through Google AdSense

4. Google AdSense & Cookies

This website uses Google AdSense to display advertisements. Google may use cookies to show ads based on your prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the Internet.

You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out via the Network Advertising Initiative opt-out page.

5. Google Analytics

We use Google Analytics to understand how visitors interact with our website. Google Analytics uses cookies and collects anonymized data. You can learn more about Google Analytics' privacy practices at policies.google.com/privacy.

6. Cookies

Cookies are small text files stored on your browser. We use cookies for:

• Essential Cookies: Required for the website to function properly (session management, security)
• Analytics Cookies: Google Analytics — helps us understand how visitors interact with our website
• Advertising Cookies: Google AdSense — used to show personalized ads based on your browsing history
• Consent Cookies: Stores your cookie consent preference (accept/reject)

When you first visit our website, you will see a cookie consent banner. You can choose to:

• Accept All: Allow all cookies including analytics and advertising
• Reject: Only essential cookies will be used

You can change your cookie preferences at any time by clearing your browser's local storage or visiting our website in a new incognito/private window.

You may also opt out of personalized advertising by visiting Google Ads Settings or via the Network Advertising Initiative opt-out page.

To learn more about how Google uses cookies in advertising, visit Google's Cookie Policy.

7. Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share anonymized, aggregated data with analytics providers (Google Analytics) and advertising networks (Google AdSense) as described above.

8. Third-Party Links

Our website may link to third-party websites (e.g., RBI, NABARD, bank official websites). We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies separately.

9. Children's Privacy

Our website is not directed to children under 13 years of age. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us immediately.

10. Contact Us

If you have any questions about this Privacy Policy or how we handle your data, please contact us here.