First, know the receiver's IFSC code
Every Indian bank branch has a unique IFSC code. Find any branch in seconds — free, RBI-verified data.
Start Here — The Complete Guide शुरुआत यहाँ करें — संपूर्ण गाइड
Send Money to India from USA, UK, Canada & Australia (2026)
The complete remittance guide — providers, fees, delivery times, SWIFT details, tax and LRS notes for every major corridor.
IFSC vs SWIFT Code: Which One Do You Need?
The difference between the domestic IFSC and the international SWIFT code, with real examples for popular banks.
NEFT for NRI Accounts: How NRIs Send & Receive Money
How NEFT works for NRI accounts, timings, limits, and how remittances land in Indian bank accounts.
Send from the USA, UK, Canada & Australia अमेरिका, ब्रिटेन, कनाडा और ऑस्ट्रेलिया से भेजें
Send Money to India from USA
Best US providers, fees, USD to INR rates and tax/reporting notes for 2026.
Send Money to India from UK
Best GBP providers, including Revolut and Post Office options, with real fee comparisons.
Send Money to India from Canada
Best CAD providers, plus RBC and CIBC wire details for Indian bank accounts.
Send Money to India from Australia
Best AUD providers, plus CommBank and NAB options for remitting to India.
Foreign bank → India corridor guides विदेशी बैंक से भारत
Send Money to India from Chase
Chase wire transfer fees and SWIFT details (CHASUS33) vs Wise and Remitly.
Send Money to India from Wells Fargo
Wells Fargo wire fees and WFBIUS6S vs transfer apps compared.
Send Money to India from Barclays
Barclays transfer fees and BARCGB22 vs Wise and Revolut.
Send Money to India from HSBC UK
HSBC Global Money and transfer fees with HBUKGB4B.
Send Money to India from RBC
RBC wire transfer fees and ROYCCAT2 vs transfer apps.
Send Money to India from CommBank
Commonwealth Bank transfer fees and CTBAAU2S vs Wise.
Cheapest Ways & Best Transfer Apps सबसे सस्ते तरीके और बेहतरीन ऐप्स
Cheapest Way to Send Money to India (2026 Ranked)
True-cost ranking across Wise, Remitly, Xoom and bank wires for every corridor.
Wise vs Remitly for India
Exchange rates, fees, speed and bank deposit vs cash pickup compared head-to-head.
Wise to India: Fees, Rate & Speed
Exactly what Wise charges for INR transfers, the exchange rate you get, and delivery times.
Xoom vs Wise for India
PayPal's Xoom against Wise: fees, speed and whether you need a PayPal balance.
Remitly vs Xoom Compared
Fees, exchange rates, transfer speed and cash-pickup coverage for India.
Send Money to India Without a Bank Account
Cash pickup and UPI delivery options for recipients without bank accounts.
SWIFT Codes for Indian Banks भारतीय बैंकों के SWIFT कोड
SBI SWIFT Code: SBININBB
State Bank of India SWIFT codes, including branch codes like SBININBB214.
HDFC Bank SWIFT Code: HDFCINBB
HDFC Bank SWIFT codes and everything you need for inbound INR transfers.
ICICI Bank SWIFT Code: ICICINBB
ICICI Bank SWIFT codes, including ICICINBB010 for some branches.
Axis Bank SWIFT Code: AXISINBB
Axis Bank SWIFT codes and branch-level codes for international transfers.
PNB SWIFT Code: PUNBINBB
Punjab National Bank SWIFT codes and transfer details.
Bank of Baroda SWIFT Code: BARBINBB
BoB SWIFT codes and what you need to receive money in a Baroda account.
Kotak Mahindra Bank SWIFT Code: KKBKINBB
Kotak SWIFT codes for receiving international transfers in India.
Send Money to an Indian Bank Account भारतीय बैंक खाते में पैसे भेजें
Send Money to an SBI Account from Abroad
Step-by-step to credit an SBI account using SWIFT + IFSC, and cheaper alternatives.
Send Money to an HDFC Bank Account from Abroad
How to credit HDFC accounts from the USA, UK and beyond with the right codes.
Send Money to an ICICI Bank Account from Abroad
Step-by-step guide to credit ICICI accounts, with ICICINBB details and fees.
NRI Accounts & RBI Rules एनआरआई खाते और RBI नियम
NRE vs NRO Account: Which Do You Need?
Tax on interest, repatriation rules and when to open each account.
How to Open an NRE Account (Step-by-Step)
Documents, forms and timeline to open an NRE savings account from abroad.
How to Transfer Money to an NRE Account
The SWIFT, IFSC and account details you need for an NRE credit from abroad.
RBI LRS Limit & ₹2.5 Lakh TCS Rules (2026)
The USD 250,000 LRS limit and how TCS applies above ₹2.5 lakh and ₹7 lakh.
How Money Transfers Work पैसे कैसे ट्रांसफर होते हैं
NRI Money Transfer FAQ एनआरआई पैसे भेजने से जुड़े सवाल
Wise, Remitly and Xoom are almost always cheaper than a bank SWIFT wire. They convert at the mid-market rate with a transparent fee, while banks charge $20–$50 plus a 2–4% rate margin. See the full ranking.
Use SBININBBXXX, or a branch code such as SBININBB214 for Mumbai. HDFC uses HDFCINBB, ICICI uses ICICINBB, Axis uses AXISINBB. You also need the IFSC code of the exact branch.
IFSC (11 characters) is for domestic NEFT/RTGS/IMPS transfers inside India. SWIFT (8–11 characters) is for international transfers. International payments to India need the bank's SWIFT code plus the branch IFSC code.
NRE: tax-free interest and fully repatriable — use it for foreign income. NRO: for income earned in India, taxed locally, with limited repatriation. Most NRIs keep both accounts.
Yes. Remitly and Xoom offer cash pickup, and Wise and others can deliver straight to a UPI ID. The recipient needs only a valid ID to collect cash.
Wise and similar apps usually deliver in seconds to a few minutes for INR bank deposits. Bank SWIFT wires take 1–5 business days depending on corridor and correspondent banks.
Resident Indians can send up to USD 250,000 per year under LRS. TCS of 20% applies above ₹2.5 lakh/year for most remittances; education and medical are exempt up to ₹7 lakh, then taxed at 0.5%–5%.
Use the free GraminBankIFSC IFSC finder — search by bank, state, district or branch and get RBI-verified IFSC and MICR codes instantly.
Find any branch IFSC code — free
28+ Regional Rural Banks, every state and district. RBI-verified data updated after the 2025–26 mergers.