Remitly vs Xoom: Which Serves India Better?
Remitly बनाम Xoom: भारत को कौन बेहतर सेवा देता है?
Remitly and Xoom are both strong US-based options for sending money to India. They differ in fees, rate transparency and delivery options. Here is how they stack up.
Remitly vs Xoom: Comparison Table
Remitly बनाम Xoom: तुलना तालिका
| Feature | Remitly | Xoom |
|---|---|---|
| Exchange rate | 0.5%–1% markup (tier-dependent) | Fee + ~1% markup |
| Fee on $1,000 | ~$2–$8 (promos often $0) | ~$5–$11 |
| Bank deposit | Yes | Yes |
| Cash pickup | Yes — wide network | Yes — wide network |
| Home delivery | No | Yes |
| UPI delivery | Yes | No |
| Best for | Low fees, UPI, cash pickup | PayPal users, home delivery |
Which One Should You Choose?
आपको कौन सा चुनना चाहिए?
- Lowest cost for bank deposit? Choose Remitly.
- Want UPI delivery to the recipient's UPI ID? Choose Remitly.
- Need home delivery of cash? Choose Xoom.
- Funding via PayPal balance? Choose Xoom.
💡 For bank deposits, both need the recipient's IFSC code. Look it up free here.
Frequently Asked Questions (FAQs)
अक्सर पूछे जाने वाले प्रश्न (FAQs)
Q1. Is Remitly cheaper than Xoom for India?
प्र1. क्या भारत के लिए Remitly, Xoom से सस्ता है?
Generally yes — Remitly frequently runs $0-fee promos and offers lower exchange-rate markups than Xoom on standard plans.
Q2. Does Xoom offer cash pickup in India?
प्र2. क्या Xoom भारत में नकद पिकअप प्रदान करता है?
Yes, Xoom offers cash pickup at a wide network of Indian locations plus home delivery of cash.
Q3. Can Remitly deliver money to a UPI ID in India?
प्र3. क्या Remitly भारत में UPI ID पर पैसे पहुंचा सकता है?
Yes. Remitly supports UPI delivery, letting you send directly to the recipient's UPI ID in India.
Q4. Which is faster — Remitly or Xoom?
प्र4. कौन तेज़ है — Remitly या Xoom?
Both deliver in minutes to a few hours for bank deposits. Remitly's Express tier and Xoom's cash pickup are both near-instant.
Sources: Remitly and Xoom pricing pages, 2026. Figures are indicative.