MICR Code Checker

Find your bank branch details using a 9-digit MICR code — 100% Free

Format: 9 digits only, no spaces or letters (e.g., 800024040)

What is a MICR Code?

A MICR Code (Magnetic Ink Character Recognition Code) is a 9-digit numeric code printed at the bottom of bank cheques using special magnetic ink. It is used by banks and the Reserve Bank of India (RBI) to automate cheque processing through Cheque Truncation System (CTS) clearinghouses across India.

When you deposit a cheque, the MICR code is read by magnetic scanners to automatically route the cheque to the correct bank and branch for clearing — without any manual data entry.

MICR Code Structure — 9 Digits Explained

800
City Code (3 digits)
024
Bank Code (3 digits)
040
Branch Code (3 digits)

Where to Find Your MICR Code

1
Cheque Leaf: The most reliable source. Your MICR code is the 9-digit number printed in a special magnetic font (E-13B) at the bottom-center of every cheque leaf, between the cheque number and the account number.
2
Passbook: Some banks print the MICR code on the front page of the passbook along with the IFSC code and branch details.
3
Account Statement: Your digital or paper account statement often includes the MICR code of your home branch.
4
This MICR Checker: If you have the 9-digit code and want to confirm which bank and branch it belongs to, enter it in the checker above for instant results.

MICR vs IFSC — What's the Difference?

Feature MICR Code IFSC Code
Length 9 digits 11 characters
Type Numeric only Alphanumeric
Used for Cheque clearing NEFT / RTGS / IMPS
Found on Cheque book Passbook / Cheque book

Also Try Our IFSC Code Validator

Need to verify an 11-character IFSC code before making a bank transfer? Use our IFSC Code Validator for instant verification.

✓ IFSC Code Validator 📋 Find IFSC by Bank & Branch

Frequently Asked Questions

What is a MICR code? +
MICR stands for Magnetic Ink Character Recognition. It is a 9-digit numeric code printed at the bottom of bank cheques using magnetic ink. It is used by banks to automate cheque processing and clearing.
What does a 9-digit MICR code represent? +
A MICR code has 3 parts: the first 3 digits represent the city code, the next 3 digits represent the bank code, and the last 3 digits represent the specific branch code.
Where is the MICR code printed on a cheque? +
The MICR code is printed at the bottom of the cheque leaf in magnetic ink. It appears as a 9-digit number in a special MICR font (E-13B) that is readable by magnetic scanners at clearinghouses.
Is MICR code the same as IFSC code? +
No. MICR and IFSC are two different codes. MICR is a 9-digit numeric code used for cheque processing, while IFSC is an 11-character alphanumeric code used for electronic fund transfers (NEFT, RTGS, IMPS).
Can I use the MICR code for online money transfer? +
No. MICR codes are used only for cheque clearing. For online money transfers like NEFT, RTGS, or IMPS, you need the IFSC code of the branch. Use our IFSC Code Validator to find the correct IFSC code.
Do all bank branches have a MICR code? +
Not necessarily. Some rural or semi-urban branches, especially smaller Gramin Bank branches, may not have a MICR code assigned if they do not participate in cheque clearing. In such cases, the MICR field may be blank or N/A.