Sending Money to India from RBC
RBC से भारत में पैसे भेजना
RBC is Canada's largest bank and holds many accounts for the growing Indian community. Sending money to India directly from RBC is expensive — here's the cheaper way.
RBC International Wire vs Wise/Remitly
RBC अंतर्राष्ट्रीय वायर बनाम Wise/Remitly
| Method | Cost on CAD 1,000 | Speed |
|---|---|---|
| RBC international wire | ~CAD 20–35 + markup | 1–4 days |
| Wise (via RBC) | ~CAD 5–9 | Minutes – hours |
| Remitly (via RBC) | ~CAD 3–8 | Minutes |
What You Need to Send to India from RBC
RBC से भारत भेजने के लिए आपको क्या चाहिए
- Recipient's account number in India.
- Recipient's IFSC code — 11 characters. Look it up free here.
- Recipient's full name — exactly as on the account.
- For an RBC wire: your Indian bank's SWIFT code.
How to Send Money from RBC Cheaply
RBC से सस्ते में पैसे कैसे भेजें
- Open a free Wise or Remitly account and link your RBC account.
- Enter the recipient's Indian account number and IFSC code.
- Fund via Interac, bank transfer or debit card.
- Money reaches the Indian account in minutes to a few hours.
💡 RBC wires cost CAD 20+ plus markup. Linking Wise or Remitly to your RBC account cuts the cost by 70% or more.
Frequently Asked Questions (FAQs)
अक्सर पूछे जाने वाले प्रश्न (FAQs)
Q1. How much does RBC charge for an international wire to India?
प्र1. RBC भारत में अंतर्राष्ट्रीय वायर के लिए कितना शुल्क लेता है?
RBC charges about CAD 20–CAD 35 for an outgoing international wire, plus a 1%–2% exchange-rate markup.
Q2. What is the RBC SWIFT code?
प्र2. RBC SWIFT कोड क्या है?
RBC's SWIFT/BIC code is ROYCCAT2. It's needed only for incoming international transfers to your RBC account.
Q3. Can I send money to India from RBC with just the IFSC code?
प्र3. क्या मैं केवल IFSC कोड से RBC से भारत में पैसे भेज सकता हूं?
Yes — with Wise or Remitly, you only enter the recipient's Indian account number and IFSC code. RBC's own wire needs your Indian bank's SWIFT code too.
Q4. How long does an RBC transfer to India take?
प्र4. RBC ट्रांसफर को भारत पहुंचने में कितना समय लगता है?
RBC wires take 1–4 business days. Wise/Remitly funded from RBC typically deliver in minutes to a few hours.
Q5. Is there a cheaper way to send from RBC than a wire?
प्र5. क्या वायर से सस्ता RBC से भेजने का कोई तरीका है?
Yes — link Wise or Remitly to your RBC account. All-in costs drop from CAD 20+ to CAD 3–CAD 9 per CAD 1,000.
Sources: RBC fee schedule; provider pricing pages, 2026. Figures are indicative.