Sending Money to India from HSBC UK
HSBC UK से भारत में पैसे भेजना
HSBC UK has a large NRI customer base. HSBC offers its own Global Transfer and Global Money tools, but comparing them against specialist providers saves you money. Here's how.
HSBC UK Transfer Options vs Wise
HSBC UK ट्रांसफर विकल्प बनाम Wise
| Method | Cost on £1,000 | Speed |
|---|---|---|
| HSBC Global Money | ~£5–£10 + markup | Hours – 1 day |
| HSBC Global Transfer | ~£10–£20 | 1–2 days |
| Wise (via HSBC) | ~£4–£6 | Minutes – hours |
| Remitly | ~£2–£7 | Minutes |
What You Need to Send to India from HSBC UK
HSBC UK से भारत भेजने के लिए आपको क्या चाहिए
- Recipient's account number in India.
- Recipient's IFSC code — 11 characters. Look it up free here.
- Recipient's full name — exactly as on the account.
- For HSBC Global Transfer: your Indian bank's SWIFT code.
HSBC Global Money vs Wise: Which is Better?
HSBC Global Money बनाम Wise: कौन बेहतर है?
- HSBC Global Money is great if you already use HSBC and want transfers within the app — convenient, but the displayed rate usually includes a small markup.
- Wise uses the true mid-market rate with a transparent fee, so for most amounts it is cheaper.
Frequently Asked Questions (FAQs)
अक्सर पूछे जाने वाले प्रश्न (FAQs)
Q1. How much does HSBC UK charge to send money to India?
प्र1. HSBC UK भारत में पैसे भेजने के लिए कितना शुल्क लेता है?
HSBC Global Money typically costs £5–£10 with a rate markup; Global Transfers £10–£20. Wise is usually cheaper at £4–£6 all-in.
Q2. What is the HSBC UK SWIFT code?
प्र2. HSBC UK SWIFT कोड क्या है?
HSBC UK's SWIFT/BIC code is HBUKGB4B. It's needed for incoming international transfers to your HSBC UK account.
Q3. Does HSBC Global Transfer support India?
प्र3. क्या HSBC Global Transfer भारत का समर्थन करता है?
Yes — HSBC Global Transfer supports transfers to India (via your Indian bank's SWIFT code). HSBC Global Money also supports INR in supported regions.
Q4. Can I send money to India from HSBC UK with just the IFSC code?
प्र4. क्या मैं केवल IFSC कोड से HSBC UK से भारत में पैसे भेज सकता हूं?
Yes — with Wise or Remitly, you only need the recipient's Indian account number and IFSC code. HSBC's own tools may require the Indian bank's SWIFT code.
Q5. Is Wise cheaper than HSBC Global Money?
प्र5. क्या Wise, HSBC Global Money से सस्ता है?
Usually yes, because Wise uses the mid-market rate while HSBC Global Money includes a markup in its displayed rate.
Sources: HSBC UK; provider pricing pages, 2026. Figures are indicative.