Sending Money to India from Commonwealth Bank

Commonwealth Bank से भारत में पैसे भेजना

For sending money to India from a CommBank account, use Wise or Remitly linked to your account — about AUD 6–AUD 10 all-in per AUD 1,000, arriving in minutes. CommBank international transfers cost AUD 20–AUD 30 plus a poor exchange rate and take 1–3 business days.

Commonwealth Bank is Australia's largest bank and common among the growing Indian community there. This guide compares CommBank's transfer options with cheaper specialists.


CommBank International Transfer vs Wise/Remitly

CommBank अंतर्राष्ट्रीय ट्रांसफर बनाम Wise/Remitly

MethodCost on AUD 1,000Speed
CommBank international transfer~AUD 20–30 + markup1–3 days
Wise (via CommBank)~AUD 6–10Minutes – hours
Remitly (via CommBank)~AUD 4–9Minutes

What You Need to Send to India from CommBank

CommBank से भारत भेजने के लिए आपको क्या चाहिए

  1. Recipient's account number in India.
  2. Recipient's IFSC code — 11 characters. Look it up free here.
  3. Recipient's full name — exactly as on the account.
  4. For a CommBank transfer: your Indian bank's SWIFT code.

How to Send Money from CommBank Cheaply

CommBank से सस्ते में पैसे कैसे भेजें

  1. Open a free Wise or Remitly account and link your CommBank account.
  2. Enter the recipient's Indian account number and IFSC code.
  3. Fund via direct debit (PayID) or card.
  4. Money reaches the Indian account in minutes to a few hours.
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Frequently Asked Questions (FAQs)

अक्सर पूछे जाने वाले प्रश्न (FAQs)

Q1. How much does CommBank charge to send money to India?

प्र1. CommBank भारत में पैसे भेजने के लिए कितना शुल्क लेता है?

CommBank international transfers cost roughly AUD 20–AUD 30 plus an exchange-rate markup, depending on the channel.

Q2. What is the CommBank SWIFT code?

प्र2. CommBank SWIFT कोड क्या है?

CommBank's SWIFT/BIC code is CTBAAU2S. It's needed for incoming international transfers to your CommBank account.

Q3. Can I send money to India from CommBank with just the IFSC code?

प्र3. क्या मैं केवल IFSC कोड से CommBank से भारत में पैसे भेज सकता हूं?

Yes — with Wise or Remitly, you only enter the recipient's Indian account number and IFSC code. CommBank's own transfer needs your Indian bank's SWIFT code.

Q4. How long does a CommBank transfer to India take?

प्र4. CommBank ट्रांसफर को भारत पहुंचने में कितना समय लगता है?

CommBank transfers take 1–3 business days. Wise/Remitly funded from CommBank typically deliver in minutes to a few hours.

Q5. Is Wise cheaper than CommBank for India?

प्र5. क्या भारत के लिए Wise, CommBank से सस्ता है?

Usually yes — Wise uses the mid-market rate with a small transparent fee, while CommBank adds a markup on top of a higher fee.

Sources: CommBank fee schedule; provider pricing pages, 2026. Figures are indicative.

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