Sending Money to an SBI Account from Abroad
विदेश से SBI खाते में पैसे भेजना
SBININBB.State Bank of India is the largest bank in India, and millions of NRIs send money to SBI accounts every year. This guide covers the cheapest and fastest ways to do it, and the exact codes you need.
Best Ways to Send Money to an SBI Account (Ranked)
SBI खाते में पैसे भेजने के सर्वोत्तम तरीके (रैंक किए गए)
- Wise — Best all-in pricing; mid-market rate; deposits into any SBI branch using the IFSC code.
- Remitly — Low fees and frequent promos; bank deposit to SBI plus UPI options.
- Xoom (PayPal) — Trusted option; bank deposit to SBI in minutes.
- Traditional SWIFT wire — Use SBI's SWIFT code
SBININBB; slow and more expensive. Only for very large sums.
What You Need to Send Money to SBI
SBI में पैसे भेजने के लिए आपको क्या चाहिए
- SBI account number (recipient's).
- SBI branch IFSC code (e.g.,
SBIN0001234). Look it up free here. - Recipient's full name — exactly as on the account.
SBI IFSC vs SBI SWIFT Code
SBI IFSC बनाम SBI SWIFT कोड
| Code | Value | When used |
|---|---|---|
| IFSC | SBIN00XXXXX | Wise/Remitly/Xoom and domestic transfers (NEFT/RTGS/IMPS) |
| SWIFT / BIC | SBININBB | Traditional bank-to-bank international wire |
Frequently Asked Questions (FAQs)
अक्सर पूछे जाने वाले प्रश्न (FAQs)
Q1. What IFSC code do I need to send money to an SBI account?
प्र1. SBI खाते में पैसे भेजने के लिए मुझे कौन सा IFSC कोड चाहिए?
You need the IFSC code of the recipient's specific SBI branch (e.g., SBIN0001234). It is 11 characters starting with SBIN. Look it up free on GraminBankIFSC.com.
Q2. What is the SBI SWIFT code?
प्र2. SBI SWIFT कोड क्या है?
The SBI SWIFT/BIC code is SBININBB. It is needed only for traditional bank wires, not for Wise/Remitly/Xoom.
Q3. How long does money take to reach an SBI account?
प्र3. SBI खाते में पैसे पहुंचने में कितना समय लगता है?
Wise, Remitly and Xoom typically credit SBI accounts in minutes to a few hours. Traditional SWIFT wires take 1–5 business days.
Q4. Can I send money to an SBI account from the USA or UK?
प्र4. क्या मैं USA या UK से SBI खाते में पैसे भेज सकता हूं?
Yes. Providers like Wise, Remitly and Xoom support SBI accounts from all major countries using the recipient's account number and IFSC code.
Q5. Does SBI charge to receive money from abroad?
प्र5. क्या SBI विदेश से पैसे प्राप्त करने के लिए शुल्क लेता है?
Inward remittances through the RBI/AD route are generally free of charge for the recipient for small amounts. Provider fees apply on the sending side. Confirm with your branch for your account type.
Sources: SBI; SWIFT registry; provider pricing pages. Figures are indicative.