About Kerala Gramin Bank
Kerala Gramin Bank (KGB), also known as Kerala Grameena Bank, is the Regional Rural Bank serving the state of Kerala. It is sponsored by Canara Bank and has its Head Office at KGB Towers, AK Road, Uphill, Malappuram, Kerala – 676505.
KGB is among the most progressive Gramin Banks in India, serving Kerala's rural and coastal communities including farmers, fishermen, plantation workers, and small entrepreneurs across all districts of Kerala.
Formation & History
Kerala Gramin Bank was established through the merger of two earlier RRBs in Kerala:
- ✅ South Malabar Gramin Bank – Malappuram
- ✅ North Malabar Gramin Bank – Kozhikode
The merger created a single strong entity for Kerala's rural sector, with Canara Bank providing managerial expertise and capital support.
Key Facts at a Glance
| Parameter | Details |
|---|---|
| Official Name | Kerala Gramin Bank / Kerala Grameena Bank |
| Sponsor Bank | Canara Bank – 35% stake |
| Head Office | Malappuram, Kerala – 676505 |
| Number of Branches | 500+ branches across Kerala |
| Key Districts | Malappuram, Kozhikode, Thrissur, Palakkad, Kannur |
| Ownership | Govt of India 50%, Canara Bank 35%, Kerala Govt 15% |
Services Offered
Digital & Fund Transfer Services
- ✅ NEFT – 24×7 inter-bank transfers
- ✅ RTGS – Real-time large-value transfers
- ✅ IMPS – Instant mobile transfers 24×7
- ✅ UPI – Enabled for all savings accounts
- ✅ Mobile Banking – KGB mobile banking app
- ✅ Internet Banking – Secure online banking
- ✅ RuPay Debit Card – Accepted nationwide
Specialized Products for Kerala
- Fishermen credit loans (Blue Revolution)
- Plantation and rubber cultivation loans
- NRI-linked account management for families
- Gold loans (Grameen Swarna)
- Kudumbashree SHG linkage loans
How to Find Your KGB IFSC Code
Kerala Gramin Bank IFSC codes typically start with KLGB followed by 0 and a 6-digit branch code.
📌 Example: KLGB0040101 = KGB Head Office Branch, Malappuram
Find any branch IFSC using our Kerala Gramin Bank IFSC Finder.
Important Customer Care & Contact Numbers
| Service | Contact |
|---|---|
| 🆓 Toll-Free Customer Care | 1800-425-4000 |
| ☎️ Head Office Direct | 0497-2717800 |
| 📧 Customer Care Email | [email protected] |
| 📍 Head Office Address | KGB Towers, AK Road, Uphill, Malappuram – 676505 |
| 🔐 Cyber Crime Helpline | 1930 |
Frequently Asked Questions
Is Kerala Gramin Bank different from Kerala Grameena Bank?
No — they are the same institution. "Kerala Gramin Bank" and "Kerala Grameena Bank" are two names used for the same RRB. Gramin and Grameena both mean "rural" in Hindi/Sanskrit.
What is the IFSC prefix for Kerala Gramin Bank?
The IFSC code prefix is KLGB for Kerala Gramin Bank branches.
Conclusion
Kerala Gramin Bank is Kerala's trusted rural financial institution, serving fishermen, farmers, plantation workers, and small businesses with modern banking services. With Canara Bank's backing and 500+ branches, KGB is well-positioned to drive financial inclusion across Kerala.
👉 Instantly find your Kerala Gramin Bank IFSC code or search any Gramin Bank branch.